:root {
  --navy: #061f3f;
  --navy-2: #082a52;
  --red: #c91523;
  --red-2: #df2635;
  --ink: #102033;
  --muted: #607085;
  --line: #dce3ea;
  --paper: #fbfaf7;
  --white: #ffffff;
  --soft: #f3f6f8;
  --soft-2: #eef3f5;
  --gold: #c49a5f;
  --teal: #2f847f;
  --shadow: 0 22px 60px rgba(6, 31, 63, .14);
  --radius: 7px;
  --max: 1200px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: "Segoe UI", Arial, sans-serif;
  overflow-x: hidden;
  text-rendering: optimizeLegibility;
}

body::before {
  content: "";
  position: fixed;
  inset: 0;
  z-index: -1;
  pointer-events: none;
  background:
    radial-gradient(circle at 96% 10%, rgba(201, 21, 35, .08), transparent 26%),
    linear-gradient(135deg, rgba(6, 31, 63, .045), transparent 40%),
    url("data:image/svg+xml,%3Csvg width='72' height='72' viewBox='0 0 72 72' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' stroke='%23061f3f' stroke-opacity='.035'%3E%3Cpath d='M0 36h72M36 0v72M12 12c14 0 24 10 24 24M60 60c-14 0-24-10-24-24'/%3E%3C/g%3E%3C/svg%3E");
}

a {
  color: inherit;
  text-decoration: none;
}

a:focus-visible,
button:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible {
  outline: 3px solid rgba(201, 21, 35, .32);
  outline-offset: 3px;
}

img {
  max-width: 100%;
  display: block;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255, 255, 255, .94);
  border-bottom: 1px solid rgba(6, 31, 63, .08);
  backdrop-filter: blur(14px);
}

.nav-shell {
  width: min(var(--max), calc(100% - 48px));
  min-height: 86px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 13px;
  min-width: max-content;
}

.brand-mark {
  width: 42px;
  height: 42px;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 4px;
  transform: rotate(45deg);
  flex: 0 0 auto;
}

.brand-mark span {
  display: block;
  background: var(--red);
  border-radius: 2px 14px 2px 2px;
}

.brand-mark span:nth-child(2) {
  background: var(--red-2);
  border-radius: 14px 2px 2px 2px;
}

.brand-mark span:nth-child(3) {
  background: #a90f1d;
  border-radius: 2px 2px 2px 14px;
}

.brand-mark span:nth-child(4) {
  background: #e03a45;
  border-radius: 2px 2px 14px 2px;
}

.brand-text {
  color: var(--navy);
  font-family: Georgia, "Times New Roman", serif;
  font-size: 28px;
  font-weight: 700;
  line-height: .92;
}

.brand-text small {
  display: block;
  margin-top: 5px;
  color: var(--muted);
  font-family: "Segoe UI", Arial, sans-serif;
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 2.6px;
  text-transform: uppercase;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: 30px;
  color: var(--navy);
  font-size: 14px;
  font-weight: 750;
}

.site-nav a:not(.btn) {
  position: relative;
  padding: 34px 0 31px;
}

.site-nav a:hover,
.site-nav a.active {
  color: var(--red);
}

.site-nav a.active::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 18px;
  height: 3px;
  border-radius: 8px;
  background: var(--red);
}

.site-nav .btn {
  min-height: 44px;
  padding: 13px 18px;
  font-size: 13px;
}

.menu-toggle {
  display: none;
  width: 44px;
  height: 44px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: #fff;
  color: var(--navy);
  align-items: center;
  justify-content: center;
  font-weight: 900;
}

.btn {
  min-height: 48px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 14px 22px;
  border: 1px solid var(--navy);
  border-radius: 4px;
  background: #fff;
  color: var(--navy);
  font-size: 14px;
  font-weight: 800;
  line-height: 1;
  white-space: nowrap;
  cursor: pointer;
  transition: transform .18s ease, box-shadow .18s ease, background-color .18s ease, border-color .18s ease;
}

.btn.primary {
  border-color: var(--red);
  background: var(--red);
  color: #fff;
  box-shadow: 0 14px 26px rgba(201, 21, 35, .2);
}

.btn.dark {
  border-color: var(--navy);
  background: var(--navy);
  color: #fff;
}

.btn:hover {
  transform: translateY(-1px);
  box-shadow: 0 14px 28px rgba(6, 31, 63, .12);
}

.btn.primary:hover {
  background: #b80f1d;
  border-color: #b80f1d;
  box-shadow: 0 16px 30px rgba(201, 21, 35, .24);
}

.btn.full {
  width: 100%;
}

.container {
  width: min(var(--max), calc(100% - 48px));
  margin: 0 auto;
}

.hero {
  display: grid;
  grid-template-columns: minmax(0, .96fr) minmax(420px, 1fr);
  gap: clamp(28px, 5vw, 76px);
  align-items: center;
  padding: clamp(58px, 8vw, 94px) 0 clamp(34px, 5vw, 66px);
}

.hero.compact {
  padding-top: clamp(44px, 7vw, 76px);
}

.eyebrow {
  margin: 0 0 16px;
  color: var(--red);
  font-size: 12px;
  font-weight: 850;
  letter-spacing: 1.7px;
  text-transform: uppercase;
}

h1,
h2,
h3 {
  max-width: 100%;
  margin: 0;
  color: var(--navy);
  font-family: Georgia, "Times New Roman", serif;
  letter-spacing: 0;
  overflow-wrap: normal;
  word-break: normal;
  hyphens: manual;
}

h1 {
  max-width: 680px;
  font-size: clamp(46px, 6.3vw, 78px);
  line-height: .96;
}

h1 .red {
  color: var(--red);
}

h2 {
  font-size: clamp(32px, 4vw, 48px);
  line-height: 1.05;
}

h3 {
  font-size: 20px;
  line-height: 1.14;
}

p {
  margin: 0;
  color: var(--muted);
  font-size: 16px;
  line-height: 1.65;
  overflow-wrap: break-word;
}

.hero-copy > p {
  max-width: 620px;
  margin-top: 24px;
  color: #314052;
  font-size: clamp(17px, 1.6vw, 19px);
}

.actions {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  margin-top: 32px;
}

.hero-image {
  position: relative;
  min-height: 430px;
  overflow: hidden;
  border-radius: 0 0 0 170px;
  background: var(--soft-2);
  box-shadow: var(--shadow);
}

.hero.compact .hero-image {
  min-height: 340px;
  border-radius: 0 0 0 145px;
}

.hero-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  position: absolute;
  inset: 0;
}

.hero-image::after {
  content: "";
  position: absolute;
  right: -1px;
  bottom: -1px;
  width: 154px;
  height: 154px;
  border-top-left-radius: 100%;
  background:
    linear-gradient(135deg, transparent 47%, var(--red) 48% 60%, transparent 61%),
    linear-gradient(45deg, rgba(255,255,255,.78), rgba(255,255,255,.18));
}

.benefit-strip {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  margin-top: -10px;
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, .95);
  box-shadow: 0 16px 42px rgba(6, 31, 63, .08);
}

.benefit {
  min-height: 150px;
  padding: 22px;
  border-right: 1px solid var(--line);
}

.benefit:last-child {
  border-right: 0;
}

.number,
.mini-icon {
  width: 30px;
  height: 30px;
  display: grid;
  place-items: center;
  margin-bottom: 14px;
  border: 1px solid rgba(201, 21, 35, .32);
  border-radius: 50%;
  color: var(--red);
  font-size: 12px;
  font-weight: 900;
}

.benefit strong,
.dark-feature strong {
  display: block;
  margin-bottom: 7px;
  color: var(--navy);
  font-size: 15px;
}

.benefit span,
.dark-feature span {
  display: block;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.43;
}

.navy-band {
  margin-top: 56px;
  padding: clamp(44px, 6vw, 62px) 0;
  background: var(--navy);
  color: #fff;
}

.navy-band h2,
.navy-band h3,
.navy-band strong {
  color: #fff;
}

.navy-band p,
.navy-band span {
  color: rgba(255, 255, 255, .74);
}

.dark-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 0;
  margin-top: 30px;
}

.dark-feature {
  min-height: 118px;
  padding: 0 24px;
  border-left: 1px solid rgba(255, 255, 255, .18);
}

.dark-feature:first-child {
  border-left: 0;
  padding-left: 0;
}

.section {
  padding: clamp(58px, 8vw, 86px) 0;
}

.section-head {
  display: grid;
  grid-template-columns: minmax(0, .9fr) minmax(300px, .65fr);
  gap: 36px;
  align-items: end;
  margin-bottom: 30px;
}

.section-head p {
  max-width: 590px;
}

.panel {
  padding: clamp(24px, 4vw, 36px);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, .94);
  box-shadow: 0 16px 38px rgba(6, 31, 63, .07);
}

.card-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}

.card-grid.seven {
  grid-template-columns: repeat(7, 1fr);
}

.card-grid.five {
  grid-template-columns: repeat(5, 1fr);
}

.service-card {
  min-width: 0;
  min-height: 158px;
  padding: 22px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: #fff;
  transition: transform .18s ease, border-color .18s ease, box-shadow .18s ease;
}

.service-card:hover {
  transform: translateY(-2px);
  border-color: rgba(47, 132, 127, .32);
  box-shadow: 0 16px 32px rgba(6, 31, 63, .08);
}

.service-card .number {
  color: var(--teal);
  border-color: rgba(47, 132, 127, .28);
}

.service-card h3 {
  margin-bottom: 10px;
  font-size: 19px;
}

.service-card p {
  font-size: 14px;
  line-height: 1.5;
}

.split {
  display: grid;
  grid-template-columns: minmax(0, .95fr) minmax(320px, .58fr);
  gap: 28px;
  align-items: start;
}

.quote-band {
  margin-top: 30px;
  padding: 26px 30px;
  border-radius: var(--radius);
  background: var(--navy);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 22px;
}

.quote-band strong {
  color: #fff;
  font-family: Georgia, "Times New Roman", serif;
  font-size: 24px;
}

.quote-band span {
  color: rgba(255,255,255,.76);
}

.timeline-panel {
  padding: clamp(24px, 4vw, 36px);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, .95);
  box-shadow: 0 16px 38px rgba(6, 31, 63, .07);
}

.timeline-panel .section-head {
  grid-template-columns: 1fr;
  gap: 18px;
  align-items: start;
}

.timeline-panel .section-head p {
  max-width: 690px;
}

.timeline {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  margin-top: 34px;
  border-top: 4px solid var(--teal);
}

.step {
  position: relative;
  min-height: 210px;
  padding: 28px 16px 0;
  border-right: 1px solid var(--line);
}

.step:last-child {
  border-right: 0;
}

.step::before {
  content: attr(data-step);
  position: absolute;
  top: -22px;
  left: 14px;
  width: 40px;
  height: 40px;
  display: grid;
  place-items: center;
  border: 4px solid #fff;
  border-radius: 50%;
  background: var(--navy);
  color: #fff;
  font-weight: 900;
  box-shadow: 0 8px 18px rgba(6,31,63,.18);
}

.step strong {
  display: block;
  margin-bottom: 10px;
  color: var(--navy);
  font-size: 16px;
  line-height: 1.18;
}

.step span {
  display: block;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.45;
}

.fee-card {
  padding: 30px;
  border-radius: var(--radius);
  background: var(--navy);
  color: #fff;
}

.fee-card h2,
.fee-card h3 {
  color: #fff;
}

.fee-cols {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 22px;
  margin-top: 24px;
  padding-top: 22px;
  border-top: 1px solid rgba(255, 255, 255, .18);
}

.fee-cols strong {
  display: block;
  margin-bottom: 9px;
  color: #fff;
}

.price {
  display: block;
  margin-bottom: 8px;
  color: #fff;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(26px, 3vw, 34px);
  line-height: 1;
}

.fee-cols span {
  color: rgba(255,255,255,.74);
  font-size: 14px;
  line-height: 1.55;
}

.assessment {
  padding: 30px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: #fff;
}

.assessment h2 {
  font-size: clamp(30px, 3.5vw, 42px);
}

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-top: 22px;
}

.form-row {
  display: grid;
  gap: 7px;
}

.form-row.full {
  grid-column: 1 / -1;
}

label {
  color: var(--navy);
  font-size: 13px;
  font-weight: 800;
}

input,
select,
textarea {
  width: 100%;
  min-height: 46px;
  padding: 12px 13px;
  border: 1px solid var(--line);
  border-radius: 4px;
  background: #fff;
  color: var(--ink);
  font: inherit;
  font-size: 15px;
}

textarea {
  min-height: 108px;
  resize: vertical;
}

.form-message {
  min-height: 22px;
  margin-top: 12px;
  color: var(--teal);
  font-size: 14px;
  font-weight: 700;
}

.form-note {
  margin-top: -2px;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.5;
}

.cta-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  margin-top: 22px;
  padding: 20px 22px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--soft);
}

.cta-row strong {
  color: var(--navy);
  font-family: Georgia, "Times New Roman", serif;
  font-size: 24px;
}

.site-footer {
  background: var(--navy);
  color: #fff;
}

.footer-main {
  width: min(var(--max), calc(100% - 48px));
  margin: 0 auto;
  display: grid;
  grid-template-columns: minmax(240px, .9fr) repeat(3, minmax(150px, .45fr));
  gap: 34px;
  padding: 44px 0;
}

.site-footer .brand-text {
  color: #fff;
}

.site-footer .brand-text small {
  color: rgba(255,255,255,.68);
}

.footer-main p,
.footer-main a {
  color: rgba(255,255,255,.72);
  font-size: 14px;
  line-height: 1.7;
}

.footer-main h3 {
  margin-bottom: 13px;
  color: #fff;
  font-family: "Segoe UI", Arial, sans-serif;
  font-size: 14px;
  font-weight: 850;
}

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.12);
  padding: 18px 0;
  color: rgba(255,255,255,.58);
  font-size: 13px;
}

.footer-bottom .container {
  display: flex;
  justify-content: space-between;
  gap: 20px;
}

@media (max-width: 1100px) {
  .site-nav {
    gap: 20px;
  }

  .hero,
  .split {
    grid-template-columns: 1fr;
  }

  .hero-image,
  .hero.compact .hero-image {
    min-height: 380px;
  }

  .benefit-strip,
  .dark-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .benefit:nth-child(2n),
  .dark-feature:nth-child(2n) {
    border-right: 0;
  }

  .dark-feature {
    padding: 22px 24px;
    border-top: 1px solid rgba(255,255,255,.18);
  }

  .dark-feature:first-child {
    padding-left: 24px;
  }

  .card-grid,
  .card-grid.five,
  .card-grid.seven {
    grid-template-columns: repeat(2, 1fr);
  }

  .timeline {
    grid-template-columns: repeat(2, 1fr);
    row-gap: 34px;
  }

  .step {
    border-right: 0;
    border-left: 1px solid var(--line);
  }

  .footer-main {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 900px) {
  .nav-shell {
    width: min(100% - 32px, var(--max));
    min-height: 76px;
  }

  .brand-text {
    font-size: 23px;
  }

  .brand-mark {
    width: 36px;
    height: 36px;
  }

  .menu-toggle {
    display: inline-flex;
  }

  .site-nav {
    position: absolute;
    top: 76px;
    left: 16px;
    right: 16px;
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 12px;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    background: #fff;
    box-shadow: 0 20px 40px rgba(6, 31, 63, .16);
  }

  .site-header.open .site-nav {
    display: flex;
  }

  .site-nav a {
    padding: 14px 10px;
  }

  .site-nav .btn {
    min-height: 48px;
    padding: 14px 18px;
    font-size: 14px;
  }

  .site-nav a.active::after {
    display: none;
  }

  .site-nav .btn {
    margin-top: 8px;
  }

  .container {
    width: min(100% - 32px, var(--max));
  }

  .hero {
    grid-template-columns: 1fr;
    padding-top: 44px;
  }

  .hero-image,
  .hero.compact .hero-image {
    min-height: 320px;
    border-radius: 0 0 0 92px;
  }

  .section-head {
    grid-template-columns: 1fr;
    align-items: start;
  }

  .quote-band,
  .cta-row {
    align-items: stretch;
    flex-direction: column;
  }

  .form-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 640px) {
  h1 {
    font-size: clamp(36px, 10.5vw, 42px);
    line-height: 1;
  }

  h2 {
    font-size: clamp(28px, 8.8vw, 36px);
    line-height: 1.05;
  }

  .eyebrow {
    font-size: 11px;
    line-height: 1.45;
  }

  .hero-copy > p {
    font-size: 16px;
  }

  .actions,
  .btn {
    width: 100%;
  }

  .benefit-strip,
  .dark-grid,
  .card-grid,
  .card-grid.five,
  .card-grid.seven,
  .fee-cols,
  .footer-main,
  .footer-bottom .container {
    grid-template-columns: 1fr;
  }

  .timeline {
    grid-template-columns: 1fr;
    margin-top: 30px;
    margin-left: 18px;
    padding-left: 24px;
    border-top: 0;
    border-left: 4px solid var(--teal);
    row-gap: 0;
  }

  .benefit,
  .benefit:last-child {
    border-right: 0;
    border-bottom: 1px solid var(--line);
  }

  .benefit:last-child {
    border-bottom: 0;
  }

  .dark-feature,
  .dark-feature:first-child {
    padding: 20px 0;
    border-left: 0;
  }

  .hero-image,
  .hero.compact .hero-image {
    min-height: 260px;
  }

  .panel,
  .timeline-panel,
  .fee-card,
  .assessment {
    padding: 22px;
  }

  .step {
    min-height: auto;
    padding: 0 0 30px 16px;
    border-left: 0;
    border-right: 0;
  }

  .step::before {
    top: -3px;
    left: -48px;
  }

  .step:last-child {
    padding-bottom: 0;
  }

  .footer-main {
    gap: 26px;
  }

  .footer-bottom .container {
    display: grid;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    transition: none !important;
  }
}